Our goal is to provide excellent quality of care and service. We do not want finances to be an obstacle to obtaining a beautiful smile. We offer many payment options to meet the financial needs of all of our patients. Our Treatment Coordinator will discuss the orthodontic treatment fee and all the features it includes (i.e. retainers) with you once the doctors have given their treatment recommendation. Options available:
- Payment in full at the start of treatment. We do offer a discount for full payments over $1000.00.
- A down payment (25 to 35% of the total cost) at the start of treatment and monthly payments divided out over the course of treatment. Our doctors carry this contract in the office at no additional interest or finance charge.
- No down payment outside financing through Capital One. Capital One offers some of the lowest interest rates available for this type of loan. They require no down payment and low monthly payments up to 60 months.
If your employer offers a flexible spending plan, we can help plan your orthodontic expenses by utilizing these pretax dollars.
Insurance
As a professional courtesy we accept and file insurance assignment to make sure your benefits are maximized. Unlike insurance coverage for regular dental treatment, most orthodontic coverage typically has a lifetime maximum benefit for each insured individual for orthodontic services rendered. At Kravitz Orthodontics, the benefit will be credited to your total treatment fee, and as a convenience to you, we will accept payments directly from most insurance carriers. This benefit is generally paid monthly through the duration of treatment until the maximum benefit has been attained. Since there are many different agreements between insurance carriers and their subscribers, we will gladly assist you in determining the coverage you have available.
